Loan modification is a written agreement between you and your mortgage company that permanently (sometimes temporarily) changes one or more of the original terms of your loan to make the payments more affordable. If you can negotiate a substantially reduced payment, or even a fixed interest rate, this could be the option that provides the remedy you seek.

What is a Loan Modificaton?

What is Financial Hardship?

Do's and Don'ts of a Loan Modification

DRE Loan Modification Fraud Warning

Loan Modification Programs by Bank

Making Homes Affordable guidelines

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