April '23 to '24 Comparisons for Santa Cruz, Monterey & the Bay Area (click on title)
Some help for you to navigate the challenging world of buying a home.

First Time Home Buyers
Buying a home can be a "hair-raising" experience. It can be a roller coaster of emotions... finding the right place... securing the loan... moving in. And if you're like most of us, your home will be your largest investment you might ever make. Many home buyers do very little research before "diving in" and investing their hard-earned money. Before doing that, doesn't it make sense to be as informed as possible?
The list of documents that need to be proofed can be overwhelming to the first time buyer or investor. Building permits, zoning laws, rental and lease applications, health licenses, laundry leases, underlying loan documents, by-laws, title policies, mineral leases, inspection reports, purchase contracts, insurance. Don't attempt to do it alone.
There are very important considerations to evaluate before you commit to a 15 or 30 year note. For many of us, our mortgage payment is the most important financial decision we'll ever make. Doesn't it make sense to know as much as possible about the financing of our home?
Thinking about an Investment
Real estate investment has provided many investors with positive cash flow, tax benefits and the satisfaction of making an impact in others lives. However like any investment, real estate has intricate nuances and market trends that when ignored can cause an investor tremendous heartache.
Evaluating and Getting Ready To Buy
Here are some additional tips to help you in deciding what to buy, some pros and cons along with consumer website resources.